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Financial Planning

Why a Power of Attorney Document is So Vital

Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option. Failing to do so can cause enormous financial and legal problems for you, your…

Auto

Your New Car Got Totaled; Will Your Insurance Pay Off the Loan?

It's the nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably damaging the frame - essentially…

Health Insurance, Medicare

More Most Common Errors Medicare Enrollees

Guessing when choosing a plan It takes a great deal of time to compare plans. But, it is essential to do some homework and invest time researching. Avoid the common mistake of just picking an option out of frustration. Before…

Life Insurance

Do You Need Final Expense Insurance?

It depends. If you already have term or whole life insurance, the payout from those policies can help your loved ones pay for final expenses. But, if you have term life insurance and you outlive the policy term, it's a different story.…

Health Insurance

Home Care Is Least Affordable for Seniors Who Need It Most – Medicaid

By Bailey Bryant | June 3, 2019 Seniors who need nonmedical home care the most — the oldest, sickest and often most vulnerable — are the least likely to be able to afford it. Unfortunately, labor shortages are expected to make…

Health Insurance, Medicare

Six Most Common Errors Medicare Enrollees

Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing and an overabundance of information to plow through with each one, most people…

Auto

Michigan auto insurance reform creates ‘unintentional’ price spike

Lansing — The Michigan Legislature on Tuesday approved a “technical fix” that would prevent a one-year auto insurance price spike under a recent reform law intended to reduce rates that routinely rank among the highest in the nation. The…

Life Insurance

Why Final Expense Coverage Is So Important

Dying can be an expensive business. Many families are burdened by the final expenses for loved ones and sometimes they are stretched to make the final preparations. But you can help your family by securing final expense insurance,…

Healthy Living

10 Early Signs and Symptoms of Alzheimer’s

https://www.alz.org/abam/overview.asp#goPurple 10 Early Signs and Symptoms of Alzheimer's Memory loss that disrupts daily life may be a symptom of Alzheimer's or other dementia. Alzheimer's is a brain disease that causes a slow…

Health Insurance

Why You Shouldn’t Stray from Your Doctor Network

To keep your health care spending in check, when seeing a new doctor or if you are referred to a specialist, you should always check your health plan to make sure the new doctor is in the plan's network. If you don't and the doctor is out…

Safety

Keep Your Family Safe from Heat Illness This Summer

As summer approaches and the number of hot days increases, you have to pay attention to the temperature gauge and how long your kids are out playing in the sun. Heat illness kills hundreds of Americans every year, and it is the…

Healthy Living

Exercising While Aging: Four Low-impact Exercises for Seniors

http://thinkhealth.priorityhealth.com/exercising-while-aging-four-low-impact-exercises-for-seniors/ Getting older doesn’t mean you have to slow down. Let’s face it—none of us are getting any younger. And while being active during…

Financial Planning

What to Do If You Don’t Have an Emergency Fund

Four in every 10 U.S. households can't cover an unexpected expense of $400, according to the Federal Reserve's recently released "2018 Economic Well-Being of U.S. Households Report." Most personal finance experts recommend having an…

Healthy Living

From Fitness to Food: 4 Healthy Ways to Enjoy Spring in Michigan

http://thinkhealth.priorityhealth.com/from-fitness-to-food-4-healthy-ways-to-enjoy-spring-in-michigan/ We wait so long for spring to come, and now that it’s here we feel happier, brighter and greener. Learn some healthy ways to make the…

Life Insurance

Women Often Do Not Have Enough Life Insurance

The amount of women in leadership positions today highlights the need for coverage even more. Also, the women who stay at home to care for their families still need coverage. If a woman who stays at home to care for her family…

Safety

Make Summer Safe for Kids

According to the Centers for Disease Control and Prevention (CDC), summer is a great time for kids to enjoy different indoor and outdoor activities. Whether they are young children or teens, learn ways to keep your kids safe and healthy…

Home

Cleaning Mistakes That Lower Home Value

When spring arrives, many of us launch into spring cleaning our homes. We look forward to our homes being refreshed since the weather will now allow us to throw open the windows and air out our homes. Have you ever given thought as to whether…

Property Insurance

Reduce Flooding Risks

Channel water away from the structure. The slope of the property should be downward in comparison with the main structure location. If it is not, this should be changed if possible. A downward slop helps direct water away from…

Property Insurance

Flood Damage

Graphic Link: http://bit.ly/2HaQreD Floods are the leading weather-related cause of property damage. When property owners know their flood zone they can reduce flood risks. If you have a sump pump on your property, it should be examined…