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Get expert insights to life and health insurance, from your local, experienced, independent agents in small-town Michigan!

July Lawn & Garden To-Do List

Rainfall is scarce in July, and soaring temperatures can cause your garden and lawn to slow down and conserve energy. Vegetable gardens kick into high gear and will need some extra attention to stay happy. Other plants in your garden can…

Pets

Healthy People Foods You Can Give Your Dog

Treats for Dog-Day Afternoons To cool off a hot dog on a sultry day, give her pet pops. Make them with any food she likes, like veggies or applesauce. Freeze the pops in an ice cube tray. Or whip up some peanut butter pops: Mix…

Auto, Safety

Record-Breaking 48.9 Million Americans to Travel this Independence Day

Nearly 2 million more travelers than last year planning July 4 getaways, according to AAA ORLANDO, Fla. (June 25, 2019) – More Americans than ever recorded by AAA, nearly 49 million, are making plans to honor the red, white and…

Healthy Living, Safety

5 Things We Now Know About the Safety and Effectiveness of Sunscreen

How often is often enough to reapply sunscreen? Does a higher SPF make a difference? Experts weigh in on how to help protect yourself from sunburns and skin cancer this summer. By Krista Bennett DeMaio May 23, 2017 Beach season…

Healthy Living

4 Effortless Ways to Sleep More Soundly

Sleep plays a vital role in your health and well being. Getting enough quality sleep at the right times can help protect your mental and physical health, safety, and quality of life.Establish a Sleep RoutineGoing to bed the same time every…

Healthy Living

How to Have a Happy, Healthy Summer

Summertime means longer days, sunshine, picnics, barbecues, and kids out of school. Here’s how to make the most of your summer and stay healthy, too. Be active; be cool Regular physical activity is an important part of a healthy…

Auto

Buying a Used Car – Tips and Scams to Avoid

Last Modified: May 28, 2019 by Jeff Ostroff | Originally Published August 12, 2000 Buying a used car can be a tricky process to navigate because no two cars are the same. Each car has a unique history which can either work…

Home

Best Home Security Systems of 2019

We researched the top home security systems. Compare packages to find the best systems for you. U.S. News 360 Reviews takes an unbiased approach to our recommendations. When you use our links to buy products, we may earn a commission but…

Financial Planning

Types of power of attorney documents

Limited power of attorney- This only applies to specific aspects of your life that you select. For example, you may appoint one individual to make decisions for you regarding your business affairs, and another individual to look after your…

Financial Planning

Why a Power of Attorney Document is So Vital

Disability and incapacitation can strike any of us at any time. Spending a couple of weeks "getting your affairs in order" is frequently not an option. Failing to do so can cause enormous financial and legal problems for you, your…

Auto

Your New Car Got Totaled; Will Your Insurance Pay Off the Loan?

It's the nightmare scenario for any new car buyer. You drive it off the lot and a few days later another driver runs a red light, smashing into your car and severely mangling most of the front end and irreparably damaging the frame - essentially…

Health Insurance, Medicare

More Most Common Errors Medicare Enrollees

Guessing when choosing a plan It takes a great deal of time to compare plans. But, it is essential to do some homework and invest time researching. Avoid the common mistake of just picking an option out of frustration. Before…

Life Insurance

Do You Need Final Expense Insurance?

It depends. If you already have term or whole life insurance, the payout from those policies can help your loved ones pay for final expenses. But, if you have term life insurance and you outlive the policy term, it's a different story.…

Health Insurance

Home Care Is Least Affordable for Seniors Who Need It Most – Medicaid

By Bailey Bryant | June 3, 2019 Seniors who need nonmedical home care the most — the oldest, sickest and often most vulnerable — are the least likely to be able to afford it. Unfortunately, labor shortages are expected to make…

Health Insurance, Medicare

Six Most Common Errors Medicare Enrollees

Choosing the right Medicare plan is one of the most important decisions you have to make as a senior. Since there are hundreds of policies to consider when choosing and an overabundance of information to plow through with each one, most people…

Auto

Michigan auto insurance reform creates ‘unintentional’ price spike

Lansing — The Michigan Legislature on Tuesday approved a “technical fix” that would prevent a one-year auto insurance price spike under a recent reform law intended to reduce rates that routinely rank among the highest in the nation. The…

Life Insurance

Why Final Expense Coverage Is So Important

Dying can be an expensive business. Many families are burdened by the final expenses for loved ones and sometimes they are stretched to make the final preparations. But you can help your family by securing final expense insurance,…

Healthy Living

10 Early Signs and Symptoms of Alzheimer’s

https://www.alz.org/abam/overview.asp#goPurple 10 Early Signs and Symptoms of Alzheimer's Memory loss that disrupts daily life may be a symptom of Alzheimer's or other dementia. Alzheimer's is a brain disease that causes a slow…

Health Insurance

Why You Shouldn’t Stray from Your Doctor Network

To keep your health care spending in check, when seeing a new doctor or if you are referred to a specialist, you should always check your health plan to make sure the new doctor is in the plan's network. If you don't and the doctor is out…

Safety

Keep Your Family Safe from Heat Illness This Summer

As summer approaches and the number of hot days increases, you have to pay attention to the temperature gauge and how long your kids are out playing in the sun. Heat illness kills hundreds of Americans every year, and it is the…

Healthy Living

Exercising While Aging: Four Low-impact Exercises for Seniors

http://thinkhealth.priorityhealth.com/exercising-while-aging-four-low-impact-exercises-for-seniors/ Getting older doesn’t mean you have to slow down. Let’s face it—none of us are getting any younger. And while being active during…

Financial Planning

What to Do If You Don’t Have an Emergency Fund

Four in every 10 U.S. households can't cover an unexpected expense of $400, according to the Federal Reserve's recently released "2018 Economic Well-Being of U.S. Households Report." Most personal finance experts recommend having an…

Healthy Living

From Fitness to Food: 4 Healthy Ways to Enjoy Spring in Michigan

http://thinkhealth.priorityhealth.com/from-fitness-to-food-4-healthy-ways-to-enjoy-spring-in-michigan/ We wait so long for spring to come, and now that it’s here we feel happier, brighter and greener. Learn some healthy ways to make the…

Life Insurance

Women Often Do Not Have Enough Life Insurance

The amount of women in leadership positions today highlights the need for coverage even more. Also, the women who stay at home to care for their families still need coverage. If a woman who stays at home to care for her family…