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Get expert insights to life and health insurance, from your local, experienced, independent agents in small-town Michigan!

How to use up an FSA (flexible spending account) by the end of the year - QCInow.com

How to Use Up Your FSA Balance

If you have a flexible spending account (FSA) for health care, you might be wondering how to use up your balance before the end of the year. With a few of months remaining, and a potential grace period, you have time to incur eligible expenses.

5 Mistakes to Avoid in Retirement Budget Planning - QCInow.com

Financial Planning

5 Budget Mistakes to Avoid for Retirement Planning

Whether you hope to retire early, on time or as late as you can, it’s important to consider your future budget. Here are some common planning mistakes that can ruin retirement.

Health Insurance, Life Insurance

Small Business Insurance Essentials

Do you know which types of small business insurance you need to protect yourself, your family and your business? What about where to find them, how much coverage you need or what price is reasonable? Read this article for answers.

Life Insurance

Explained: Health Exams for Life Insurance

What is a health exam for life insurance and how should you prepare? You'll typically get better rates and coverage if you complete a medical exam when applying for life insurance for yourself or your business.

Health Insurance, Medicare

How to Get the Best Deals on Prescriptions

Prescription medication can get expensive. Here are our top 10 tips for getting the best deals on yours, wither they are needed regularly or occasionally to help you save money on meds.

Information on Medicare Enrollment in 2025 for Michigan - QCInow.com

Health Insurance, Medicare

Medicare Enrollment Information for 2025

A Crucial Time is Approaching - Medicare Enrollment for 2025! There May be Changes to your Plan Due to the "Inflation Reduction Act." Michigan Seniors Learn More Here...

Which health insurance records should you keep? QCInow.com

Health Insurance, Healthy Living

Which Health Records Should I Keep?

Maintaining an organized system for your medical records could help you get better care! This simple task can help them provide more effective treatments—and skip ones that you don't need.

Financial Planning

How Does Disability Insurance Work?

Many people consider disability insurance for accidents, but it can also cover unexpected diseases that are disabling. Learn how to protect your income, and your family, if you become unable to work.

Health Insurance

What are Qualifying Life Events for Health Insurance?

Here’s what you should know about qualifying life events and special enrollment periods with regards to your health insurance. You only have a certain amount of time to change your plan!

Life Insurance

Do I Pay Taxes on Life Insurance Payouts?

Here’s what to expect if you ever receive a life insurance policy payout, and what to know if you’re planning to protect your own loved ones with a life insurance policy from Quality Choice Insurance.

Auto, Safety

Beware of Parking Lot Hazards at the Holidays

During the busy holiday season, there are many distractions that make parking lots a fairly dangerous place to be. The combination of early sunset, increased traffic and pedestrians, scam artists, vandals and thieves, and people in…

Other

Prepare a Digital Estate Plan for Future Caregivers

How to provide the information they’ll need to manage your online data by Amanda Singleton, AARP, June 11, 2019 GETTY IMAGES En español | My mother kept a little black book. Not the fun kind filled with suitors’ phone…

Safety

How to Thwart Porch Pirates

As the holiday shopping season gets started and more people are shopping online, the threat of having your packages stolen from your doorstep continues growing. One of the modern plagues during the holiday season is the emergence of…

Safety

How to Outsmart a Burglar and Keep Your Home Safe

Written by Monique Seitz-Davis | Updated December 27, 2017 In 2014, two Minnesota men were robbing a car repair shop when one of the thieves accidentally pocket-dialed 911. As you can imagine, this butt-dial inadvertently…

Healthy Living

How Not to Gain Weight During the Holidays

Indulge wisely during the most 'carbiest' time of the year by Kimberly Goad, AARP, November 22, 2019 BHOFACK2/ISTOCK/GETTY IMAGES PLUS/GETTY IMAGES Two pounds. That's how much adults gain, on average, after Thanksgiving. Not…

Auto, Safety

Winter Car Care Tips: Keep Your Vehicle in Peak Condition During Frigid Weather

Don't let cold temperatures wreak havoc on your car By Jon Linkov January 02, 2018 Keep these five car-care tips in mind as the mercury plummets. You don't want to be stranded by a dead battery or get into an accident because…

Other

5 Fun Ways to Use Your Smartphone Photos

Get the most from your saved memories by Marc Saltzman, AARP, November 18, 2019 GETTY IMAGES You've taken hundreds or even thousands of photos with your smartphone. The problem is those images are trapped on that digital device.…

Healthy Living

How to Beat Holiday Stress

Whether you're feeling anxious, worried or lonely, we've got tips for bringing back some peace of mind by Barbara O'Dair, AARP, November 22, 2019 ARIEL SKELLEY/GETTY IMAGES Whether you're looking forward to the holidays or secretly…

Healthy Living, Safety

12 Ways to Have a Healthy Holiday Season

Español (Spanish) Brighten the holidays by making your health and safety a priority. Take steps to keep you and your loved ones safe and healthy—and ready to enjoy the holidays. Wash hands often to help prevent the spread of germs. It’s…

Other

Grossology: The Science of the Disgusting

Kids and adults learn how and why the body does those yucky things it does - like pooping, farting, belching, and making snot. By Jeanie Lerche Davis FROM THE WEBMD ARCHIVES "Sometimes it's stinky. Sometimes it's crusty. And…

Healthy Living

Happy Thanksgiving from QCI

L to R, Jack Draper, Rachel Danz & Marcia Thompson Quality Choice Insurance Agency (QCI) wishes you a safe and happy Thanksgiving! We hope you enjoy the day with family and friends. If you can not spend the day with family and friends,…

Healthy Living, Other

Knowing is Not Enough—Act on Your Family Health History

Has your mother or sister had breast cancer? Does your mother, father, sister, or brother have diabetes? Did your mother, father, brother, or sister have colorectal (colon) cancer before age 50? If you answered “yes,” you are more likely…

Healthy Living, Safety

Painkillers Driving Addiction, Overdose

Drug poisoning is now the No. 1 cause of unintentional death in the United States. In 2017, a total of 61,311 people died from drug overdoses – many from prescription opioid medicine. Many adults prescribed opioids by doctors…

Healthy Living

4 Reasons Sleep Is So Important for Weight Loss

By Bojana GalicOctober 29, 2019 While every weight-loss program or diet has its own nuanced take on the process, the basics are generally the same and involve trimming calories while increasing exercise. But most plans neglect…